All of us have hopes and dreams about the little extras we want in life. But all too often, these dreams go unfulfilled due to a lack of money. Most people focus on the fact that they don’t make enough money or the fact that the cash is not available now. But there is a way that you can get those little extras with the money that you have right now.
Instead of focusing on your current lack of available funds, concentrate on cutting your expenses. Cutting your expenses is an extremely easy way to help make your real dreams become a reality. By making a serious cost cutting effort, you can easily save enough for that new super-fast computer, fancy sound system, flat screen television, dream vacation, or even a new car. All of these things are obtainable if you cut out those unnecessary expenses that you are wasting your money on now. Try some of the techniques below and I think that you will be surprised at the amount of money you can save.
Almost every time you make a purchase and pay cash, you get a few coins in your change. At the end of each day, put all of your change in a jar. This can very easily add up to several hundred dollars at the end of the year.
Your grocery bill is an area where you can save big bucks! First of all, never go into a grocery store without a list. Spend a few extra minutes and make a list of the items you need. Then buy just those items. You will be surprised at the number of impulse items that you buy at the grocery store.
Never buy prepared foods. That pre-made salad in a bag is twice the cost of buying the items separately and preparing the ingredients at home. This is true of almost all prepared foods. You pay dearly for convenience of prepared foods. As an added benefit, the meals you make yourself contain les chemical additives and are healthier for you.
Are you a big soda and bottled water drinker? Switch over to tap water and you can save a tremendous amount. Do you always buy the name brand product? Use the generics and store brands. In many cases, your family won’t even know the difference. These two techniques can shave fifteen to twenty percent off your grocery bill.
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Friday, April 25, 2008
How To Get The Things That You Want In Life
at 6:16 AM
Labels: cut expenses, reduce debt, reduce expenses, Slash expenses, spend less money, take a cruise
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